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Cost-Benefit Analysis: Quantifying the Value of EHRs
Quantifying the Value of EHRs The paper describes a cost-benefit analysis to determine the value of electronic ... carrier were underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Product Development Efficiency
Product Development Efficiency This article discusses the importance, measurement and ... Efficiency This article discusses the importance, measurement and improvement of product development efficiency ...- Authors: Larry Stern, David G Whittemore
- Date: Jun 1998
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market
Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market Discusses insurance company ... considerations and approaches when dealing with the complexities of deferred lives within pension plans. By ...- Date: May 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Pensions & Retirement>Assumptions and methods; Pensions & Retirement>Pension risk transfer
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates Future mortality ... experience over the last decade suggests this might be an assumption that merits reconsideration in the United ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Summary of the December 2003 NAIC Meeting
Summary of the December 2003 NAIC Meeting Summary of the December 2003 NAIC Meeting Annuity reserves;Health ... insurance;Long-term care insurance=LTCI;National Association of Insurance Commissioners=NAIC;Risk-based capital=RBC;Standard ...- Authors: Larry M Gorski
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Public Policy
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The End of A Tumultuous Year
The End of A Tumultuous Year This article reviews the topics discussed at the December 2004 meeting ... meeting of the Life and Health Actuarial task force. The covered topics include Actuarial Guideline 38 and Reserves ...- Authors: Larry M Gorski
- Date: Mar 2005
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Variable annuities; Life Insurance>Universal life; Public Policy
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SOA Accelerated Underwriting Practices Survey
Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies ... companies and another of reinsurers. The surveys explored actual results from 2019–2021 and expected results ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Lapse Experience under Lapse-Supported Policies: Updated Studies from The Canadian Institute of Actuaries
Updated Studies from The Canadian Institute of Actuaries The Canadian Institute of Actuaries CIA recently ... recently updated its studies of lapse experience under universal life UL level cost of insurance COI and term-to-100 ...- Authors: Dominique Lebel
- Date: Jun 2008
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
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Confusing the Matrix: Part Deux
Confusing the Matrix: Part Deux This article details different methods for calculating mortality impact ... with two first principles approaches. The strengths and weaknesses of both approaches are discussed. By ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting
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Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct
Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct Accelerated underwriting expert ... gives a brief history of the confusion matrix and how its use came into the accelerated underwriting ...- Authors: Ryan Holt
- Date: Aug 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Accelerated underwriting